Given the growing need for liquidity that Spanish families have, it is normal to wonder what are the necessary requirements to obtain a loan, the difficult thing comes when the bank denies us the financing we need, since as we know these entities have tightened the conditions to be able to obtain any type of credit. Therefore, it is necessary to opt for private capital and know the conditions to obtain a private loan.
Condition to obtain a particular loan to have a guarantee
In our specific case, this private loan company only asks you as the only condition to obtain a particular loan to have a guarantee that can be of any kind, it is not necessary that it be of the real estate type since any of our credits can be guaranteed with a car, a flat, taxi licenses, etc. Any object or property is valid as long as it has the necessary value to get the money the customer needs. The only exclusion will be jewelry and it is very easy to get this type of private loan.
The amount to which any client can aspire is up to 20% of the value of the guarantee and this will also be directly related to the quality of these guarantees.
We also propose an interesting alternative for the user, which is the loan for the car, through this formula it is possible to obtain money for the vehicle that the client has, for this our team of lenders will assess that car and subsequently grant the user an amount of money that will range between 30% or 40% of the value of the car. This is the same as in the case of another type of vehicle, it can be a motorcycle, van, truck, even a boat if this were the case.
To be guarantors of our private capital loans
Real estate guarantees have to meet a very important condition in order to be guarantors of our private capital loans; the condition they must have is that they have no charges of any kind or mortgages. Flats, houses, premises, etc. may be valid. We do not accept plots or plots because these properties have a very marked oscillation of their prices and therefore cannot be acceptable guarantees.
Our company is made up of a team of professionals who are private and private lenders and also have a wealth of knowledge in financial and real estate matters. These conditions impel us to carry out feasibility analyzes that will allow us to know in detail the real possibilities that each client has to obtain the credits that they request from us; They are completely free for the user and we never charge a single euro for these studies. In addition, in the case of a real estate guarantee, we will only need the simple note to register to carry out the analysis.
Other advantages of these private equity loans are that, for example, we can grant money even to people who are on delinquent lists, unemployment, etc. Many citizens who are in precarious economic situations have the opportunity to access a line of financing that will give them a boost to improve their current circumstances.
Clients who require a smaller amount of money have the option of requesting a private equity loan of only € 3,000, these loans have the advantage that they can be repaid very comfortably and their interests are between 12% or 15% per year, fees can be paid monthly, quarterly, semi-annually or even annually.
All this is because for us it is essential that the client has easy access to the money they need and that this credit does not imply an economic burden. In addition, it is possible to make an early cancellation with a 0% penalty, in order to do so it is necessary to have completed one year on a mandatory basis. Another facility is the lack that allows paying up to five years of interest.
Carry it out at a price that is economical and reduced for the user
If the client has to carry out the official and obligatory appraisal of his home, this being the guarantee of our loans, we can carry out this procedure and we will also carry it out at a price that is economical and reduced for the user.
All agreements are made by signing them in the presence of a notary; This is an essential and compulsory procedure that also gives solidity to operations. Notary signatures can be made anywhere in Spain, our company serves throughout the national territory so that the client does not have the need to travel to another province or city to sign before a notary.
As a conclusion of all this we want the user to know that the conditions necessary to obtain a private loan are minimal, the most important thing is the guarantee of this credit and added to all this we add that our economic activities are all regulated by the Ministry of Health and Consumption and we comply with the existing regulations regarding private loans and financial services in our country. Thus, the user can fully trust our services.
If you need a private equity loan, you can get it much more easily than in any bank; The conditions for obtaining a private loan are more flexible and you can also get cash very quickly. Do not spend more time meditating and immediately contact our lender company.